Janice Thompson has already shared four of the six "Financial Languages." Today, she discusses The Idealist. Are you this woman? Do you need a financial UPGRADE?
Janice begins with a story:
"Kathryn and her husband came to see me just preceding her retirement," Janice wrote. "Here was a couple who, because of substantial individual incomes, had lived life large with many privileges and amenities."
Sounds like my (Dawn's) entire financial dream—before God got my heart and gave me a desire to "live large" for Him!
Janice continues ....
From outside appearances, they had all the desires of their hearts. They were used to trips, nice cars and dining out. Kathryn was vivacious and engaging; she love to spend, love to laugh, and loved others.
But Kathryn's weakness for spending and her inability to deny herself impulsive pleasures would bring on the worry that inevitably comes with such patterns. She would seek financial guidance, but then ignore it and become overwhelmed.
Another couple, Cynthia and her husband, also lived life large until they were suddenly confronted with a terminal illness.
They came to my office and immediately began to work on their estate plan; but when the disease went into remission, the urgency gave way to celebration, and completion of their plans was moved to the back burner. When the disease returned with a vengeance, we found ourselves scrambling to make arrangements with the attorney to complete plans before Cynthia's husband passed away.
Talk about stress in the midst of pain!
Cynthia wound up paying a high emotional as well as a financial price for this delay. Her husband had clearly been motivated by his desire to take good care of his precious wife and spare her vivacious spirit the mundane side of finances, but the steep learning curve she now faced was both painful and frightening.
The fact that there was no longer someone else "to take care of it" thrust this reluctant widow into a financial world entirely foreign to her.
Hannah [1 Samuel 1] was a woman with a mindset of what her ideal life looked like. In Hannah's day, a woman's sole security relied upon having a son to take care of her in her old age. She prayed, "God, bless me with a son and I'll give him completely to you" [1 Samuel 1:11]. God ultimately blesses Hannah and grants her the desire of her heart—a son whom she names Samuel.
Hannah doesn't stop there. She follows through on her promise ... her ideal life included a level of commitment to personal responsibility. She weaned Samuel at around the age of three and, in fulfillment of her promise, gave him over to the Lord to serve in the Tabernacle.
Does this sound like you?
I used to tell my children growing up, "With increased privileges come increased responsibility." "To whom much is given, of him shall much be required" (Luke 12:48 AMP).
If you are one of those who enjoys the blessing of someone else in your life "taking care of it," I want to encourage you to realize the sense of responsibility for the privilege you enjoy.
I applaud men who take a proactive approach by ensuring that their wives, mothers or daughters are connected with the financial dynamics that will impact them and their future ... an established support network.
While you might be quite content to be left out of the financial loop, I encourage you to take the time to get some basic education. Grasping fundamental financial principles will be much easier on you if you take the time now—before you have to—to secure a basic working knowledge of your financial situation.
It grieves me to see women who chose to stay ignorant when a slightly more proactive approach could have made such a difference.
"Listen to advice and accept instruction, and in the end you will be wise" (Proverbs 19:20).
Are you embracing your financial future? Do you know the fundamental financial principles? Is there something yet you need to learn?
Janice Thompson is the founder and president of Strategic Financial Solutions, Inc., a comprehensive 
wealth management firm focused on biblically-based financial solutions. Janice is a Certified Financial Planner®, Certified Life Stewardship Advisor™, and serves on the Board of Directors of Kingdom Advisors. She has two married children and one grandson. She and her husband Tom live in San Diego.
Note: Material adapted from the book, Managing Your Money Maze by Janice Thompson (Revive Our Hearts, 2009). Photo: adapted Image courtesy of stockimages / FreeDigitalPhotos.net